US Bank & Payment Setup
US Bank & Payment Account Setup
Get paid like a US company. We prepare and submit your applications for US business banking and payment platforms — Wise, Payoneer, Mercury and Stripe — and connect everything together.
Quick answer
A US LLC on its own can’t receive money — it needs a business account in its name. With your LLC documents, EIN and a correctly prepared application, non-resident owners can apply online to many US fintech banks and payment platforms, without visiting the US.
Why It Matters
Why Your LLC Needs US Bank & Payment Accounts
Forming the LLC is step one. Bank and payment accounts are what let your company actually do business.
Receive US Payments
Get paid by US clients, marketplaces and platforms into an account in your company’s name, with US account details.
Unlock Stripe
Stripe doesn’t support businesses registered in Bangladesh. A US LLC with an EIN and a US bank account can apply for a US Stripe account.
Get Marketplace Payouts
Amazon, Shopify and other platforms pay out to a bank account. A US business account matches your US company details.
Clean Records for the IRS
A separate business account keeps your LLC’s money apart from yours — which makes your yearly Form 5472 filing far easier.
What’s Included
What We Do for You
- Wise, Payoneer & Mercury business account applications
- Stripe account setup
- Document checklist for verification
- Every application reviewed before it’s submitted
- Help if a provider asks for more information
- Payouts connected — Stripe, Amazon or Shopify to your account
What we’ll need from you
- Articles of Organization
- EIN confirmation letter
- Operating Agreement
- A valid passport
- Proof of your residential address
- Your website or a short description of your business
How It Works
Simple Steps, Handled for You
1
Review Your Business
We look at what you sell and how you get paid, and pick the right accounts for you.
2
Prepare Documents
We make sure every detail matches across your LLC, EIN and personal documents.
3
Submit Applications
Your bank and payment applications go in with everything the provider asks for.
4
Go Live
Once each provider approves, your accounts are connected and ready to get paid.
FAQ
Common Questions
Can a non-resident open a US bank account for an LLC?
Yes. Many US fintech banks and payment providers accept LLCs owned by non-residents and let you apply online. Traditional banks may require an in-person visit.
Which documents do I need?
Usually your Articles of Organization, EIN confirmation letter, Operating Agreement, a valid passport and proof of your residential address. Some providers also ask about your website and expected transactions.
Can I use Stripe with my US LLC?
Yes. With a US LLC, an EIN and a US bank account for payouts, you can apply for a US Stripe account. Stripe reviews every business before approval.
Are Wise and Payoneer bank accounts?
They aren’t traditional banks, but they offer business accounts with US account details for receiving US dollar payments. Many sellers and freelancers use them alongside a bank.
Sources
General information, not legal or tax advice. Final approvals are made by the IRS and by each provider.
Ready to Launch Your US Business?
Tell us about your business and we’ll take care of the paperwork. Questions first? Message us on WhatsApp.